Taking care of employees can move your business beyond expectations.
At Liberty, we help employers look after their employees to enable them to keep their eye on the bottom line. Employers have to deal with a range of complex issues that need their full attention and time - this includes their employees’ retirement savings and benefits. Most employers are probably looking for a fresh, easy-to understand solution that will help take care of their employees’ needs, while giving them flexibility and letting them concentrate on their business - giving them the benefit of benefits.
Our solutions aim to improve people’s lives by making their financial freedom possible. We will help our clients’ transition through life’s moments and partnerships we have. We have a range of risk solutions to choose from, also referred to as ‘insured benefits’. Mostly, these benefits relate to life, disability and dread disease insurance. Business owners can purchase these benefits for their employees, either as part of a retirement fund or individually. These benefits can be structured pre- or post-tax earnings to ensure tax efficiency.
Our insured benefits include insurance that covers children’s education in the event of the death or disability of a parent. In addition, we offer annuities that are guaranteed to pay an income for an employee into retirement. This insures against the risk of living longer than expected. For those employees looking to retain exposure to investment markets, our Living Annuity product is an attractive option. All of these annuities can be tailored to meet each employee’s unique income needs.
We also offer employees a 24 hour value added service which provides assistance ranging from telephonic medical advice to active intervention in the event of a medical emergency, to legal assistance. This service is available through a network of trusted suppliers, to the employee, his/her spouse and dependent children under the age of 21 within the borders of SA.
Click on the links below to find out more about our solutions.