Let us help protect you and your family from the financial impact of life's unexpected events such as death, disability and critical illness.
At Liberty, we offer investment solutions that can help you, as an individual, reach your investment goals.
Your family means a lot to you. What steps should you take to ensure that their current and future needs are met?
Liberty Corporate offers a wide range of risk and annuity products, tailored to an employee’s unique needs.
Liberty Corporate has a range of investment portfolios suitable as retirement funds and for businesses.
Liberty Corporate’s umbrella solutions give you the flexibility to structure employee benefits.
Liberty Corporate’s fully fledged administration team provides a comprehensive fund administration service.
Liberty Corporate provides a multitude of specialist consulting and actuarial solutions.
Did you or a relative of yours leave an employer without
claiming your pension benefit?
An "unclaimed" benefit, as defined by legislation, is a benefit that has not been paid to or claimed by a member within 24 months from the date it became due for payment or claiming.
These benefits are due to members of a pension or provident fund, or a possible beneficiary of a member who belonged to such a fund and who did not claim their benefit when their employment ended.
“Unclaimed benefits” is a widespread issue in the retirement fund industry across South Africa. Industry statistics currently place the value in excess of R40bn with approximate 4.5 million unclaimed members.
Why do unclaimed benefits exist?
Unclaimed benefits exist for a number of reasons, from details not being updated, to fund members not informing their dependents about these benefits.
Liberty Corporate's Unclaimed Benefits
Liberty Corporate currently has 100,000 members and approximately R1bn within its Unclaimed Benefit Fund. The Unclaimed Benefit Fund is a Liberty sponsored fund into which unclaimed benefits from occupational funds can be transferred.
What is Liberty doing to address the issue of Unclaimed Benefits?
Liberty is working with trustees of administered occupational funds to improve their unclaimed benefit outcome. We have also engaged with industry bodies, such as the Unclaimed Benefit Campaign, and are in the process of tracing their members against Liberty records.
Fund Deregistration Project
Over the course of 2007-2013, the South African pension fund industry embarked on a wide scale project to deregister dormant retirement funds. These were mostly funds without boards of trustees in place. Over 4,600 retirement funds were deregistered across the industry (the Deregistration Project).
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Here is a list of previous employers that have unclaimed benefits with Liberty.
Click the button below to see if you may be entitled to a benefit which hasn't been paid out.
Click below to search for benefits on the FSCA website