Investment portfolios
For the more sophisticated investors who prefer to do their own selection by region, asset class, sector and investment approach, a selection of specialist local and offshore funds are available. Up to seven portfolios can be selected.

Concept of bundling
Bundling allows you to structure your investment to suit you and your unique needs: you can take an advance or cash in on individual investments at no additional cost, and you can pay additional amounts into the investment (within legislative limits).

Flexibility
Within a bundle, each investment is treated individually and can be separately ceded. Each investment can have different nominated beneficiaries, different lives assured and different portfolios.

​There are initial advice fees, on-going fees and a platform fee. Fees can be negotiated with your adviser. The more you invest, the less you will pay.