Let us help protect you and your family from the financial impact of life's unexpected events such as death, disability and critical illness.
At Liberty, we offer investment solutions that can help you, as an individual, reach your investment goals.
Buy Life Cover, Salary Protection, Serious Illness and Disability Cover online.
Your family means a lot to you. What steps should you take to ensure that their current and future needs are met?
Liberty Corporate offers a wide range of risk and annuity products, tailored to an employee’s unique needs.
Liberty Corporate has a range of investment portfolios suitable as retirement funds and for businesses.
Liberty Corporate’s umbrella solutions give you the flexibility to structure employee benefits.
Liberty Corporate’s fully fledged administration team provides a comprehensive fund administration service.
Liberty Corporate provides a multitude of specialist consulting and actuarial solutions.
Know today how much guaranteed retirement income you'll get.
Agile Retirement Annuity with its
Exact Income Fund feature offers you certainty in uncertain times, ensuring that you can still maintain the lifestyle you are accustomed to in retirement. This gives you the opportunity to know today how much guaranteed monthly income you will get when you retire. In addition, you will also have the ability to invest a portion of your investment in multiple portfolios according to your retirement needs.
With Agile's unique
High-Water Mark Guarantee feature clients also get downside protection to market movements while enabling them to get the long-term growth they need by retaining exposure to growth assets in uncertain times.
Agile Retirement Annuity is a tax- effective retirement investment which is designed primarily for individuals who want to save additional amounts for retirement, outside of any pension or provident funds that they may participate in.
Agile Retirement Annuity will allow you to split your money between the Exact Income Fund and various other investment portfolios depending on the level of certainty or growth you are looking for.
Benefits can be accessed from age 55 as retirement benefits.
Exact Income Fund
The Exact Income Fund is a one-of-a-kind portfolio that guarantees exactly what your retirement income will be from the moment you invest. Each time you contribute to the fund, you purchase more guaranteed regular monthly income.
High-Water Mark Guarantee
Investing aggressively exposes you to the possibility of better returns and also, higher risks. With Liberty's Agile, you can choose the optional High-Water Mark Guarantee which secures your investment at 80% of its value regardless of how the markets change.
Now your choice is simple
You have the choice of choosing various other investment portfolios from 15 of the top asset management companies in the country.
Invest through regular debit orders, lump sum investments or a combination of the two. You can even stop and re-start your investments at any time at no additional cost.
Your money is safe from most creditors
Legislation only allows certain withdrawals prior to retirement (minimum of 55 years), such as payment in terms of a divorce or maintenance order.
Invest from R15 000 lump sum or with recurring investments of at least R500 or more per month.
The Exact Income Fund has no platform or portfolio fees. However, your investment in other portfolios will charge a platform fee of 0.3% per annum and the applicable portfolio management fee.
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