​Investment portfolios

Select up to seven professionally managed investment portfolios with optional performance guarantees in accordance with an individually identified risk profile.

Tax implications

Withdrawals made from the Multiple Access Investment Plan are subject to capital gains tax in your, the owner's, hands. Depending on your personal circumstances and investments, you may not be liable to pay any additional tax, but please discuss this with your financial adviser.

Guarantee options

The capital protection guarantee lets you preserve your investment should the returns be negative. At the guarantee date, you will get back at least your initial amount (less advice fees and withdrawals) invested.

As the investment was in existence for five years, you don't pay for early termination charges.

There are product and portfolio management fees, guarantee fees, where applicable, and advisory fees payable, based on agreements with your financial adviser.