Celebrating Lifestyle Protector's 20-year anniversary is about ensuring financial security for you and your family in a time of need as we have done in the past.
In 2003, we created Lifestyle Protector which Financial Advisers could offer their clients. Ever since, our Lifestyle Protector family has grown substantially as we currently cover more than 400 000 families and have R1.5 trillion in cover for these clients. We’ve kept our promise of care to our clients in moments that matter and paid out R8.8 million every working day, amounting to R46 billion over 20 years. Here’s to you, every one of our clients, for trusting us to be in it with you.
A life covered is a life lived.
The beautiful thing about life is that we have no idea what will happen tomorrow. It's also the scary thing about life. But between the beauty and fear, there's risk cover. Because no matter what happens tomorrow, we have life covered, so you and your loved ones can carry on living. Even if nothing happens, but especially if something happens. Lifestyle Protector allows you to create the best-case scenario should the worst happen.
Our Lifestyle Protector offers comprehensive cover that can be tailored to grow with your needs and provide the financial stability that you require at your different life stages. Income Protector replaces your salary when you’re no longer able to earn an income. Our Life Protection benefit ensures that the beneficiaries of your policy are taken care of upon your passing.
Lifestyle protector offers a range of products that best suits you as your life evolves.
*For research sources, go to research references
Liberty's Life Cover is the last act of kindness that you can give to your loved ones. It ensures that your loved ones are taken care of when you are no longer around to take care of them.
Life’s unpredictable events are unavoidable but securing your income will ensure that you can still earn an income whilst you make plans to get back on your feet.
Liberty’s Income Protector helps you take care of your finances when you are unable to earn an income. We will cover your income and help you maintain your quality of life, whilst you recover or make your next move.
Our Income Protector offering covers a wide range of options to assist you through retrenchment, temporary loss of mobility or during your maternity period.
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Liberty’s Living Lifestyle cover helps you maintain your quality of life by paying for unforeseen costs that may come with life changing events.
Wellness Bonus and ADDLIB Bonus
Get up to*50% cash back on your Lifestyle Protector qualifying premiums, by combining ADDLIB Bonus and Wellness Bonus benefit.
With ADDLIB Bonus, you simply continue paying your monthly premiums on your qualifying Lifestyle Protector and investment policies with Liberty
The Wellness Bonus benefit rewards you for living a healthy lifestyle, by giving you up to 40% cash back on your Lifestyle Protector qualifying premiums after five years, and every year thereafter, for your participation in wellness programmes recognised by Liberty.
These are optional benefits available on your Lifestyle Protector policy. There is no separate premium for ADDLIB Bonus, but a premium is associated with the election of the Wellness Bonus benefit.
For more details about benefits, income definitions, guarantees, fees, limitations, charges, premiums or other conditions and associated risks, please speak to a Liberty Financial Adviser or your Broker.
*Combine your Wellness Bonus benefit with ADDLIB Bonus and get even more – up to 50% of your premiums back.
Liberty Group Ltd is a licensed Life Insurer and an Authorised Financial Services Provider (no. 2409). Terms, conditions, risks and limitations apply.
"For more details about benefits, income definitions, guarantees, fees, limitations, charges, premiums or other conditions and associated risks, please speak to a Liberty Financial Adviser or your broker."