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Lifestyle Protector

A comprehensive cover that is tailored to grow with your needs.


Did you know that people are more likely to survive* a critical illness than to die from one?

You should protect your life and lifestyle and ensure that you can continue living after you have been diagnosed with a life changing illness or disease and protect your family if you are no longer around to take care of them.

Liberty’s Lifestyle Protector is a comprehensive range of risk benefits that work seamlessly together to help you maintain your quality of life, for life.

*For research sources, go to research references.

Life Protection

There is nothing more valuable than the gift of life, but the reality is that life can be unpredictable. Ensuring that you are covered for life’s uncertainties is what we pride ourselves in.

We provide Life Cover that pays out to your loved ones to ensure that they are taken care of financially, when you pass away.

Liberty's Life Cover is the last act of kindness that you can give to your loved ones. It ensures that your loved ones are taken care of when you are no longer around to take care of them.

Loss of Income Protection

You’re able to send your children to school and live a comfortable life because of your ability to earn an income.

Have you considered what would happen to you if you lost your earning power and you were no longer able to support your family and pay for the bills due to an unforeseen life event?

Liberty’s Income Protector helps you take care of your finances in tough situations. We will cover your income and help you maintain your quality of life, whilst you are planning your next move.

Lifestyle Protection

Whilst you are busy living, the unexpected can happen. You may be diagnosed with a critical illness that leaves you having to get used to a new way of life.

Have you considered the financial impact of such a life changing event?

Liberty’s Living Lifestyle cover helps you maintain your quality of life by paying for unforeseen costs that may come with life changing events.

Wellness Bonus

You and you alone put in the time and discipline to stay healthy.

At Liberty, we believe that you deserve even more rewards for your hard work and dedication. Our Wellness Bonus benefit gives you cash back on qualifying Lifestyle Protector premiums after five years for participating on external wellness programmes recognised by Liberty.

Combine your Wellness Bonus benefit with our ADDLIB Bonus and get even more – up to 50% cash back of your qualifying Lifestyle Protector premiums.

Liberty Group Ltd is the Insurer of Lifestyle Protector and an Authorised Financial Services Provider in terms of the FAIS Act (no.2409). Terms and Conditions apply.

"For more details about benefits, income definitions, guarantees, fees, limitations, charges, premiums or other conditions and associated risks, please speak to a Liberty Financial Adviser or your broker."

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Liberty Group Limited (Reg. no 1957/002788/06) is a registered Long Term Insurer and an Authorised Financial Services Provider (FAIS no 2409).