Let us help protect you and your family from the financial impact of life's unexpected events such as death, disability and critical illness.
At Liberty, we offer investment solutions that can help you, as an individual, reach your investment goals.
Buy Life Cover, Salary Protection, Serious Illness and Disability Cover online.
Your family means a lot to you. What steps should you take to ensure that their current and future needs are met?
Liberty Corporate offers a wide range of risk and annuity products, tailored to an employee’s unique needs.
Liberty Corporate has a range of investment portfolios suitable as retirement funds and for businesses.
Liberty Corporate’s umbrella solutions give you the flexibility to structure employee benefits.
Liberty Corporate’s fully fledged administration team provides a comprehensive fund administration service.
Liberty Corporate provides a multitude of specialist consulting and actuarial solutions.
Secure your financial future and get more value for your money, with Liberty ADDLIB, a cash back bonus feature that pays you back up to 40% of your Lifestyle Protector premiums after five years, tax-free, based on having minimum levels of qualifying Lifestyle Protector insurance benefits and qualifying investment policies with Liberty.
Liberty currently pays over R60 million per year back to our customers through ADDLIB. These customers didn’t have to jump through any hoops, didn’t have to hit 10 000 steps per day, and didn’t have to start eating kale to get their benefit payment.
What is ADDLIB?
A benefit payment structure included in your Lifestyle Protector policy that pays you back up to 40% of your premiums each and every five years, tax-free.
How it works
We calculate what percentage of your premiums you accumulate each month, based on your ADDLIB Sum Assured* and ADDLIB Total Asset Value**. These amounts accumulate and are paid out every five years if your policy is still active.
* ADDLIB Sum Assured is the total sum assured value of specified qualifying Lifestyle Protector benefits.(Minimum amounts are required to qualify)
** ADDLIB Total Asset Value is the total value of specified qualifying investment products with Liberty.(Minimum amounts are required to qualify)
ADDLIB quick facts
You don’t pay an additional premium for ADDLIB.
ADDLIB pays out every five years into the premium paying bank account.
The amount paid out depends on your qualifying Lifestyle Protector benefits and qualifying Liberty Investments.
There are no additional forms to fill out, you receive your benefit payment automatically if you qualify.
In the event you have a claim that causes your policy to end as stipulated in your policy document, your accrued ADDLIB bonus will also be paid out
Liberty Group Ltd is the Insurer of Lifestyle Protector and an Authorised Financial Services Provider in terms of the FAIS Act (no.2409). Ts and Cs apply.
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To make sure you get the most out of your ADDLIB benefit and maximise your cashback percentage, find out more about how it works.