EXACT INCOME FUND : Guarantee your income in Retirement today. This enables you to know how much you will have when you retire.
ENDOWMENT : An endowment is a tax-efficient investment for those with tax rates above 30%. It reduces the tax paid on your investment growth. This is a long term investment that gives you access to market leading asset managers on the Liberty platform.
EXTENDED ABSOLUTE INCOME PROTECTOR (WITH FREE CLAIM BOOSTER) : Provides a monthly claim payment, after the expiry of the 24-month waiting period, if:
• You are temporarily or permanently unable, due to illness or injury, to perform the duties of your own occupation;
• You are permanently impaired; or
• You are totally unable to perform some, but not necessarily all, of the duties of your nominated occupation due to a disablement and, as a result suffer a partial loss of income of at least 20%. A proportionate monthly claim payment will be determined with respect to the partial loss of income and the disability.
In addition, the Claim Booster benefit will be included free of charge and will increase the monthly claim payment by 33.33% if you are both fully unable to perform your occupation due to a disability and are permanently impaired at the highest severity level.