This plan provides the following cover packages:

• Up to R75 000 cover for you and your spouse
• Up to R50 000 cover for up to four parents and eight children
• Up to R30 000 cover for up to eight extended family members

You can choose a single month once per year to skip a payment without losing your cover. You can also get back five months' worth of premiums every five years, even if you claim.

Education Benefit

The Education Benefit can be taken out with the Standard Funeral Plan to  assist with the costs of education for the policy holder's children in the event of the policy holder's death.  This benefit* works as follows:

• Payout is made upon the death of the main life insured
• Payout is made directly to the education institution that the child/ children attend
• You can choose any month once a year to skip a payment, without losing your cover
• We'll pay you back five months' worth of premiums every five years.
• You receive a survival benefit of 10% of premiums when the child turns 18 years and the principal life insured is still alive

On death, an Additional Expense Benefit of 10% of the Education Benefit, for the particular year, will be paid annually to assist with items such as school uniforms, stationery and text books

• Provide your financial adviser with the appropriate identification documents.

• There are no medical tests required.