Let us help protect you and your family from the financial impact of life's unexpected events such as death, disability and critical illness.
At Liberty, we offer investment solutions that can help you, as an individual, reach your investment goals.
Your family means a lot to you. What steps should you take to ensure that their current and future needs are met?
Liberty Corporate offers a wide range of risk and annuity products, tailored to an employee’s unique needs.
Liberty Corporate has a range of investment portfolios suitable as retirement funds and for businesses.
Liberty Corporate’s umbrella solutions give you the flexibility to structure employee benefits.
Liberty Corporate’s fully fledged administration team provides a comprehensive fund administration service.
Liberty Corporate provides a multitude of specialist consulting and actuarial solutions.
Policy Protector can provide you with the peace of mind that even during adverse times, you will continue to be protected.
Lifestyle Protector offers several benefits that ensure that your cover can continue. These include the following:
Future Protector allows you to purchase further cover in future without underwriting.
Financial Protector is a savings benefit that may be used to pay for your premiums in times of financial difficulty.
Premium Protector pays your premiums following your passing away, permanent disability or retrenchment.
Medical Premium Protector pays the medical scheme contributions of you and your family in the event of your death, permanent disability or permanent impairment.
For more details about a Lifestyle Protector's benefits, guarantees, fees, tax, limitations, charges, premiums or other conditions and associated risks, please speak to a Liberty Financial Adviser or Broker
Future Protector gives you the option to purchase further life cover, critical illness cover and/or disability cover in future, without any underwriting other than a negative HIV test. Additional Living Lifestyle cover with the Top-Up and/or Extended options or Living Lifestyle (Plus) cover with the Top-Up and/or Extended options will only be available if you have already selected the cover with the Top-Up and/or Extended options on the policy.
Financial Protector is a savings benefit that can be used to protect your policy in times of temporary financial difficulty. The premium for the Financial Protector is separate from your risk benefit premiums.
Premium Protector ensures the continuation of premium payments on the policy should a particular event occur. There are three versions available, with each benefit providing cover in the event of your death, disability or retrenchment. Any particular version of the benefit may be selected as a single entity, but the most comprehensive cover is provided by selecting all three.
Medical Premium Protector
Medical Premium Protector pays the medical scheme contributions of you and your nominated 16 dependants in the event of your passing away, permanent disability or permanent impairment. The benefit will pay the actual medical scheme contributions of you and your family, up to specified maximum limits, for a period of up to 10 years.
Lifestyle Protector offers a wide array of benefits suited to meet your needs throughout life. To get the full benefit of Lifestyle Protector, consider taking several benefits to ensure full risk protection for you and your family.
The premiums paid for each benefit on Lifestyle Protector are based on the level of cover selected and your level of risk. Premiums are totalled across all benefits selected. In addition, each policy has a nominal policy fee that is charged.
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