WHY INVEST WITH LIBERTY BOLD?

• Bold Living Annuity allows the freedom to invest in SA's top funds with a Liberty return guarantee.
  

• On the first day when your return is zero - the most your return can drop is 20%.
  

• Your return guarantee protects 80% of your total aggregate return.

• Over time your total aggregate return increases and reaches new highs at any quarter then the Liberty return guarantee level increases.

• The Liberty return guarantee runs for five years and applies to income withdrawals and your returns after five years.

• You can choose from 190 funds, including offshore and tracker funds, managed by 30 investment managers.

• You can switch at any time without losing or affecting your Liberty return guarantee.

• You may remove the guarantee at any time.

AFFORDABLE FEES

• Low costs for the Bold return guarantee:

• A once-off initial fee of 1% (for every 5 year guarantee period) and only if your choice of funds delivers good returns do you pay any more - just 0.2% of each 1% above a specified aggregate return (currently14%) each year.

• If you stop your guarantee before the end of the five year guarantee period a year-to-date deduction for growth sharing will deducted.

• Trackers are offered at considerable value due to their low fees.

• Platform fees decrease based on the total assets under management of your investment.

• Advice fees are negotiable.​