​The Life Cover benefit available under Lifestyle Protector provides your nominated beneficiaries with a lump sum in the event of your death.

You may wish to leave something behind to your loved ones and ensure your estate is taken care of in the event of your death.

If you are diagnosed with a terminal illness, you can choose to be paid all of your life cover amount with the Terminal Illness benefit to get your financial affairs in order.

A financial adviser can help you decide on the appropriate amount necessary to meet these needs. Consider the Immediate Expenses benefit for the financial ease of your family.

Life Cover may be taken as a single entity on Lifestyle Protector. However, to get the full benefit of Lifestyle Protector, consider several benefits to ensure full risk protection for you and your family.

Lifestyle Protector requires standard information in order to assess your risk levels. This information includes, but is not limited to, your age, whether you smoke, your income and your highest level of education. Additional medical tests may also be required. It is important to give all the necessary information when you take out your policy to be fully and accurately covered to ensure that you are properly paid out.

​The premiums paid for each benefit on Lifestyle Protector are based on the level of cover selected and your level of risk. Premiums are totalled across all benefits selected. In addition, each policy has a nominal policy fee.