Lifestyle Protector's income protection is known as Income Protector. It is a flexible package of comprehensive benefits that aim to protect you against a wide range of risks that could negatively impact your income. You decide on the extent of your coverage based on your stage of life and the likely risks you will face. The Income Protector package of cover is flexible enough to add more benefits as your needs grow (such as having a family).
The package consists of layers that are designed to work together so that combinations of benefits from each layer can be selected, although itemised selection is allowed for some of the benefits.
Lifestyle Protector's income protection is known as Income Protector. It is a flexible package of comprehensive benefits that aim to protect you against a wide range of risks that could negatively impact your income. You decide on the extent of your coverage based on your stage of life and the likely risks you will face. The Income Protector package of cover is flexible enough to add more benefits as your needs grow (such as having a family).
The package consists of layers that are designed to work together so that combinations of benefits from each layer can be selected, although itemised selection is allowed for some of the benefits.
Lifestyle Protector's income protection is known as Income Protector. It is a flexible package of comprehensive benefits that aim to protect you against a wide range of risks that could negatively impact your income. You decide on the extent of your coverage based on your stage of life and the likely risks you will face. The Income Protector package of cover is flexible enough to add more benefits as your needs grow (such as having a family).
The package consists of layers that are designed to work together so that combinations of benefits from each layer can be selected, although itemised selection is allowed for some of the benefits.
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Lifestyle Protector's income protection is known as Income Protector. It consists of layers of benefits that are designed to work together so that combinations of benefits from each layer can be selected (although itemised selection is allowed for some of the benefits)
Core layer
This layer provides temporary income protection of up to 24 months where you are unable to perform your occupation due to a temporary or permanent disability or you suffer a permanent impairment.
Benefits included in this layer:
Extended layer
This layer provides permanent income protection by extending your payments until your expected retirement if you are unable to perform your work due to a temporary or permanent disability or you suffer a permanent impairment. This layer also allows you to protect your retirement income against being eroded by expenses associated with a permanent impairment after retirement.
Benefits included in this layer:
Comprehensive layer
This layer provides wide income protection by including coverage against additional risks which may threaten you or your family's income, for example, being retrenched, having to go on maternity leave, dying within a year of suffering a disability or even you or your dependants being diagnosed with a critical illness.
Benefits included in this layer:
Retrenchment Protector
Living Lifestyle Protector
Living Lifestyle Dependant Protector
Guaranteed Dependant Protector
Maternity Pause Option
It is possible to take certain income protection benefits as a single entity on Lifestyle Protector. To get the full benefit of Lifestyle Protector, consider taking several benefits to ensure full risk protection for you and your family.
Lifestyle Protector's income protection is known as Income Protector. It consists of layers of benefits that are designed to work together so that combinations of benefits from each layer can be selected (although itemised selection is allowed for some of the benefits)
Core layer
This layer provides temporary income protection of up to 24 months where you are unable to perform your occupation due to a temporary or permanent disability or you suffer a permanent impairment.
Benefits included in this layer:
Extended layer
This layer provides permanent income protection by extending your payments until your expected retirement if you are unable to perform your work due to a temporary or permanent disability or you suffer a permanent impairment. This layer also allows you to protect your retirement income against being eroded by expenses associated with a permanent impairment after retirement.
Benefits included in this layer:
Comprehensive layer
This layer provides wide income protection by including coverage against additional risks which may threaten you or your family's income, for example, being retrenched, having to go on maternity leave, dying within a year of suffering a disability or even you or your dependants being diagnosed with a critical illness.
Benefits included in this layer:
Retrenchment Protector
Living Lifestyle Protector
Living Lifestyle Dependant Protector
Guaranteed Dependant Protector
Maternity Pause Option
It is possible to take certain income protection benefits as a single entity on Lifestyle Protector. To get the full benefit of Lifestyle Protector, consider taking several benefits to ensure full risk protection for you and your family.
Lifestyle Protector's income protection is known as Income Protector. It consists of layers of benefits that are designed to work together so that combinations of benefits from each layer can be selected (although itemised selection is allowed for some of the benefits)
Core layer
This layer provides temporary income protection of up to 24 months where you are unable to perform your occupation due to a temporary or permanent disability or you suffer a permanent impairment.
Benefits included in this layer:
Extended layer
This layer provides permanent income protection by extending your payments until your expected retirement if you are unable to perform your work due to a temporary or permanent disability or you suffer a permanent impairment. This layer also allows you to protect your retirement income against being eroded by expenses associated with a permanent impairment after retirement.
Benefits included in this layer:
Comprehensive layer
This layer provides wide income protection by including coverage against additional risks which may threaten you or your family's income, for example, being retrenched, having to go on maternity leave, dying within a year of suffering a disability or even you or your dependants being diagnosed with a critical illness.
Benefits included in this layer:
Retrenchment Protector
Living Lifestyle Protector
Living Lifestyle Dependant Protector
Guaranteed Dependant Protector
Maternity Pause Option
It is possible to take certain income protection benefits as a single entity on Lifestyle Protector. To get the full benefit of Lifestyle Protector, consider taking several benefits to ensure full risk protection for you and your family.
The premiums paid for each benefit on Lifestyle Protector are based on the level of cover selected and your level of risk. Premiums are totalled across all benefits selected. In addition, each policy has a nominal policy fee that is charged.
The premiums paid for each benefit on Lifestyle Protector are based on the level of cover selected and your level of risk. Premiums are totalled across all benefits selected. In addition, each policy has a nominal policy fee that is charged.
The premiums paid for each benefit on Lifestyle Protector are based on the level of cover selected and your level of risk. Premiums are totalled across all benefits selected. In addition, each policy has a nominal policy fee that is charged.