Let us help protect you and your family from the financial impact of life's unexpected events such as death, disability and critical illness.
At Liberty, we offer investment solutions that can help you, as an individual, reach your investment goals.
Buy Life Cover, Salary Protection, Serious Illness and Disability Cover online.
Your family means a lot to you. What steps should you take to ensure that their current and future needs are met?
Liberty Corporate offers a wide range of risk and annuity products, tailored to an employee’s unique needs.
Liberty Corporate has a range of investment portfolios suitable as retirement funds and for businesses.
Liberty Corporate’s umbrella solutions give you the flexibility to structure employee benefits.
Liberty Corporate’s fully fledged administration team provides a comprehensive fund administration service.
Liberty Corporate provides a multitude of specialist consulting and actuarial solutions.
Our Accidental Disability Benefit provides additional security to members and their dependants. It pays out if a member becomes permanently occupationally disabled, resulting in ‘own or reasonable occupational disability’ or ‘total disability’ due to bodily injury caused by violent, accidental, external and visible means.
What is an Accidental Disability Benefit?
Our Accidental Disability Benefit is available in addition to the standard Capital Disability Benefit. This benefit provides additional security to members and their dependants. It pays out if a member becomes permanently occupationally disabled, resulting in 'own or reasonable occupational disability' or 'total disability' due to bodily injury caused by violent, accidental, external and visible means.
How much are members covered for?
Cover may not exceed the following (whichever is less):
Accidental death benefit
When will the member's cover end?Cover will end based on the following criteria (whichever comes first):
The employer participation is cancelled.
The member leaves the employer.
The member reaches the Benefit Termination Age, as outlined in the Employer Participation Schedule.
The member turns 65 years of age.
The member receives a benefit from any retirement fund that his or her employer operates or participates in for the benefit of their employees, where this cover is taken on an approved basis.
Accidental Disability Benefit is outlined as follows:
The value a member is covered for is as follows:
The member's cover will end based on the following criteria (whichever comes first):
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