We know the important role you play in your employees' financial lives. We created an employee benefit solution that is simple to use and easy to understand: Liber8 Smart helps to protect their financial future so that both you, and your employees, can live life to the full.
Liber8 Smart includes a simple, cost-effective investment solution as well as life and disability cover. This allows your employees to live their lives safe in the knowledge that they are empowered to invest in their retirement and that their families are financially protected.
What makes Liber8 Smart smart?
A simple employee benefit solution that is easy to understand
An innovative life stage investment solution
A packaged risk solution that offers significant benefits at competitive rates
Cost-effective with a simple payment structure
Smart investing
Retirement contributions are invested in the Liberty Life Stage investment portfolio. This solution consists of a growth phase and a preservation phase. The growth phase provides members with exposure to high growth-focused investments for as long as possible in order to maximise the long-term growth in their retirement assets. The preservation phase focuses on capital protection as members approach retirement.
Smart risk solutions
Liber8 Smart has eliminated the complexity of selecting the appropriate mix of cover for your employees.
It provides you with the opportunity to offer employees guaranteed age-related primary cover, free of medical underwriting, at a fixed rate, subject to certain conditions.
It includes funeral cover as well as value-added benefits such as body repatriation, trauma counselling and legal advice.
Value-added services
Liber8 Smart offers a range of value-added services that will enhance your employee benefit offering.
Joining basics
Liber8 Smart is available as either a pension or provident fund.
We know the important role you play in your employees' financial lives. We created an employee benefit solution that is simple to use and easy to understand: Liber8 Smart helps to protect their financial future so that both you, and your employees, can live life to the full.
Liber8 Smart includes a simple, cost-effective investment solution as well as life and disability cover. This allows your employees to live their lives safe in the knowledge that they are empowered to invest in their retirement and that their families are financially protected.
What makes Liber8 Smart smart?
A simple employee benefit solution that is easy to understand
An innovative life stage investment solution
A packaged risk solution that offers significant benefits at competitive rates
Cost-effective with a simple payment structure
Smart investing
Retirement contributions are invested in the Liberty Life Stage investment portfolio. This solution consists of a growth phase and a preservation phase. The growth phase provides members with exposure to high growth-focused investments for as long as possible in order to maximise the long-term growth in their retirement assets. The preservation phase focuses on capital protection as members approach retirement.
Smart risk solutions
Liber8 Smart has eliminated the complexity of selecting the appropriate mix of cover for your employees.
It provides you with the opportunity to offer employees guaranteed age-related primary cover, free of medical underwriting, at a fixed rate, subject to certain conditions.
It includes funeral cover as well as value-added benefits such as body repatriation, trauma counselling and legal advice.
Value-added services
Liber8 Smart offers a range of value-added services that will enhance your employee benefit offering.
Joining basics
Liber8 Smart is available as either a pension or provident fund.
We know the important role you play in your employees' financial lives. We created an employee benefit solution that is simple to use and easy to understand: Liber8 Smart helps to protect their financial future so that both you, and your employees, can live life to the full.
Liber8 Smart includes a simple, cost-effective investment solution as well as life and disability cover. This allows your employees to live their lives safe in the knowledge that they are empowered to invest in their retirement and that their families are financially protected.
What makes Liber8 Smart smart?
A simple employee benefit solution that is easy to understand
An innovative life stage investment solution
A packaged risk solution that offers significant benefits at competitive rates
Cost-effective with a simple payment structure
Smart investing
Retirement contributions are invested in the Liberty Life Stage investment portfolio. This solution consists of a growth phase and a preservation phase. The growth phase provides members with exposure to high growth-focused investments for as long as possible in order to maximise the long-term growth in their retirement assets. The preservation phase focuses on capital protection as members approach retirement.
Smart risk solutions
Liber8 Smart has eliminated the complexity of selecting the appropriate mix of cover for your employees.
It provides you with the opportunity to offer employees guaranteed age-related primary cover, free of medical underwriting, at a fixed rate, subject to certain conditions.
It includes funeral cover as well as value-added benefits such as body repatriation, trauma counselling and legal advice.
Value-added services
Liber8 Smart offers a range of value-added services that will enhance your employee benefit offering.
Joining basics
Liber8 Smart is available as either a pension or provident fund.