Back Back

Established Provider




Established Provider

As an established provider, the needs of your loved ones are a priority, but retirement is a growing reality​.​​

​​​What if you could no longer work or take care of the family?

  • Because you are diagnosed with one of the major cancers and have incurred many associated costs?
  • Because you have to take time off work to recover from a phase of treatment?​
  • Because as a wife you were diagnosed with breast cancer?
  • Because as a father you had a heart attack and had to take time off work or at this age passed away?
  • Or lost a limb?

Are you adequately covered against the financial impact of these risks?

  • Will your children be able to complete school and  tertiary education if you pass away?
  • Would your family be able to pay the  bond or a motor vehicle loan if you become critically ill or passed away?
  • Will you  have to draw from your  retirement savings if  you become disabled?
  • Do you have adequate risk cover for your business debt and interests?

How much is enough cover?

Good to know


How to reduce the risk of a claim not being paid

Here are a number of ways to help ensure that you provide all relevant information and that your claims are paid:

  • Advisers should point out that failure to provide full medical and financial information at application may delay the underwriting processes and it could also lead to the cancellation of the policy or reduced payment at claim stage.
  • Consider the questions on the application form carefully and provide all relevant information.
  • Consider tele-underwriting if some of the information is sensitive − all client details are treated confidentially and stored ​​​​securely with access to only a small number of authorised staff
  • Regularly review your cover to ensure it remains in line with your needs and can be supported by financial evidence.​​​​​​​​​​​​​​​​​


    Daily     Weekly

Liberty Group Limited - an Authorised Financial Services Provider in terms of the FAIS Act (Licence no 2409)​