Income Protector
The best risk product in the market just got a whole lot better – introducing a holistic income protection solution from Liberty’s Lifestyle Protector.
Add more living to life when life’s uncertainties happen
Your ability to earn a future income is your biggest asset. Can you afford not to protect your single most important asset?
We have created the industry’s most comprehensive and holistic income protection solution. It protects you in the event that you cannot earn an income as a result of an unfortunate circumstance rendering you unable to work, permanently or temporarily.
With a range of market-firsts, flexible options and the ability to tailor solutions to meet your specific risk needs and your pocket; you will have absolute confidence and peace of mind knowing you are covered against life’s uncertainties.
Income Protector product options and overview
Personal Income Protection
Protecting your ability to earn a future income
Family Income Protection
Protecting your family’s income and lifestyle
Business Income Protection
Protecting your business overheads
To get a full understanding of how the product works speak to your Liberty Adviser or Broker, or contact us.
Occupational Disability
Occupational Disability refers to temporary or permanent disability as a result of injury, illness or accident that results in your inability to perform the duties of your occupation. Find out more...
Impairment
While Impairment refers to physical and functional disability as a result of injury, illness or accident, irrespective of whether or not you can perform your occupational duties. The payment of this benefit is not dependent on the life assured’s ability to earn an income, but takes into account the impact that the injury has on his physical and functional ability to continue his daily activities, as defined by the specified medical conditions. Find out more...
Absolute Protector Benefit
Absolute Protector and Absolute Protector Plus is a combination of the Occupational Disability and Impairment benefits above. This benefit pays you a lump sum if you are permanently impaired, or if you are unable to perform your occupational duties. The amount that is paid out upon claiming depends on whether or not you are occupationally disabled, and on the severity of your impairment. Find out more...
Other benefits to help you manage your loss of income in other area of you life
Long Term Protector Plus
Long Term Protector Plus provides a monthly income benefit payable to assist you with the financial burden in the event of you suffering an impairment in your later years. This is in the form of a monthly Income benefit payable from the age of 65 to assist in lessening the financial impact of impairment in old age. Find out more...