Business Income Protection

Protecting your business overheads

Overhead Expenses Protector

Why do I need it?

Being a business owner is hard work. Keeping it running should you become disabled or impaired is near impossible. You can’t afford for your overheads to take a knock as they are often the base for maintaining your business while you’re not there. This benefit covers the future of your business while you focus on your own recovery.

What does it cover?

It covers your business overheads should you be unable to perform your job due to a temporary or permanent disability.

You can cover up to 90% of your overhead expenses up to an overall maximum of R150 000. A claim can be paid for up to 23 months after a one month waiting period.

Note: This benefit is only available if you are self-employed.