Vital Living Benefit

So you think you have nothing to lose? Think again.

We know that life insurance is not at the top of your priority list. On a tight budget there are just so many other things that you would rather spend your money on – a nicer car, a flat screen TV, or simply a few more dinners with friends.

You probably also feel that you don’t have the need for traditional life cover because you don’t have any dependants or long-term debts.

However, ask yourself the question – what is my biggest asset?

At Liberty we believe that your biggest asset is your future income. We know that you have great career aspirations and that you will do everything in your power to achieve those aspirations! But what happens to this asset if something serious happens to your health?

The reality is that impairment, due to illness or an accident can leave you in a position that could disable you and prevent you from reaching your full potential.

Liberty has developed the Vital Living benefit – an affordable benefit that aims to cover you for any serious health event that hampers your ability to reach your full potential. Should you suffer a severe impairment that limits you from performing the Activities of Daily Living, you will receive 100% of the sum insured – that is certainty and peace of mind.

Upgrade: no mess, no fuss

When your life becomes more complicated – you get married, buy a house or have a child – you can easily upgrade to a more comprehensive product without any addition medical tests and declarations, giving you more flexibility.

No time like the present

Life’s ‘what ifs’ do not discriminate against age and gender. As a young person it is even more important to protect your biggest asset – your future earnings potential – against the uncertainties of life.

The Vital Living benefit will provide you with the peace of mind that will allow you to pursue all your important goals now without having to worry about life’s ‘what ifs’.

Vital Living Benefit brochure

Contact a Liberty Adviser or Broker who’ll help you make the right plans and preparations for life’s uncertainties. Call us on 0860 327 327 for more information.